Refinance Programs

FHASecure / FHA Forward loan Limits As Of
May 2008
Limits are to be raised to 125% over median home
price in each county. See
loan limits by state.

Hope Now
HOPE NOW is an alliance between counselors,
servicers, investors, and other mortgage market
participants.

FHA Refinance
An FHA refinance is a government backed home
refinance that allows you to get 95% loan to value
on your home. With the best available rate and terms
regardless of your credit score.

FHA Mortgage Reform
The FHA program has a long history of innovation,
which includes pioneering the 30-year self-amortizing

Foreclosure Prevention Act of 2008
FHA Modernization Act of 2008
Building American Homeownership Act of 2008

Fannie Mae loan limits by state for 2008
New loan limits for 2008.

Biweekly Mortgage
A mortgage with affordable payments and faster
reduction of principal.

My Community Mortgage
My Community Mortgage TM is a flexible mortgage
product for low- and moderate-income borrowers.


Community SolutionsTM
For teachers, police, firefighters, and healthcare
workers.

Community HomeChoiceTM
For borrowers with a disability or a family member
with a disability.

15-Year Fixed-Rate Mortgage

20-Year Fixed-Rate Mortgage

30-Year Fixed-Rate Mortgage

40-Year Fixed-Rate Mortgage

FHASecure Guidlines
To include borrowers delinquent on their non-FHA
ARMs due to a rate reset or the occurrence of an
extenuating circumstance but experienced no more
than two 30-day or one 60-day late payment in the
12 months


FHA Mortgage Insurance
What is mortgage insurance for the FHA program?

FHA Guidelines
The guidelines of the program. Everything you need
to know about FHA loans.

FHA Score Card
The FHA TOTAL Scorecard was developed by HUD to
evaluate the credit risk of FHA loans that are
submitted to an automated underwriting system.

FHA Score Card Guidelines
This User Guide is designed to assist lenders using
the Federal Housing Administration's (FHA)
Technology Open To Approved Lenders

FHA Reform Bill
STATEMENT OF BRIAN D. MONTGOMERY
Assistant Secretary for Housing – Federal Housing
Commissioner - U.S. Department of Housing and
Urban Development

FHA and Gift Funds
The lender must document the transfer of the funds
from the donor to the borrower.

FHA Vs Subprime
The ABC’s of refinancing

FHA and HUD Homes
A HUD home is a 1 to 4 unit residential property
acquired by HUD as a result of a foreclosure action
on an FHA-insured mortgage.

FHA Bill Passes Senate 12/14/2007
The legislation, approved 93-1, is the Senate's first
attempt to address the looming subprime mortgage
crisis through stand-alone legislation.

FHASecure FAQ
How far behind can you be on a mortgage to qualify?

FHA 203 b
The FHA Program Is a federally backed loan that can
be 97% purchase or 95% refinance. They are
insured by the government and funded by direct FHA
lenders.

FHA 203 H
Mortgage Insurance for Disaster Victims

FHA 203 K
Rehab a Home w/HUD's 203(k) Rehab Program

Subprime Aid Plan
Payment spike shield

FHA Benefits
Payment spike shield

Escrow Accounts and RESPA
HUD FAQ in regards to escrow account limits under
RESPA law
USDA Loan Programs