California FHAsecure

County Name State Limit

CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA
CA

$729,750
$547,500
$443,750
$400,000
$462,500
$397,500
$729,750
$311,250
$580,000
$381,250
$287,500
$393,750
$325,000
$437,500
$368,750
$325,000
$401,250
$285,000
$729,750
$425,000
$729,750
$412,500
$512,500
$472,500
$271,050
$462,500
$729,750
$729,750
$562,500
$729,750
$580,000
$410,000
$500,000
$580,000
$729,750
$500,000
$697,500
$729,750
$488,750
$687,500
$729,750
$729,750
$729,750
$729,750
$423,750
$285,000
$293,750
$557,500
$662,500
$423,750
$425,000
$312,500
$271,050
$325,000
$437,500
$729,750
$580,000
$425,000

California FHASecure & FHA
loan limits by County

Owning a home has always been at the center of the American
Dream. For many homeowners, however, that dream is
threatened by foreclosure. An estimated 240,000 families can
avoid foreclosure by refinancing their mortgages using the new
FHASecure plan. FHA will allow families with strong credit
histories who had been making timely mortgage payments
before their loans reset-but are now in default-to qualify for
refinancing.

Click On Your County for all programs.

Why Ask For An FHA Loan?

There are lots of reasons to ask your lender for an FHA loan instead of taking a
conventional or an expensive and risky sub-prime mortgage loan. Why not take
advantage of the many benefits and protections that only come with FHA:

Easier to Qualify - Because FHA insures your mortgage, lenders are more willing to
give loans with lower qualifying requirements so its easier for you to qualify.

Less than Perfect Credit - Even if you have had credit problems, such as
bankruptcy, its easier for you to qualify for an FHA loan than a conventional loan.

Low Downpayment - We have a low 3% downpayment, and that money can come
from a family member, employer or charitable organization. Other loans don't allow
this.

Costs Less - Many times, FHA loans have competitive interest rates because the
loans are insured by the Federal Government. Always compare an FHA loan with
other loan types.

Help You Keep Your Home - The FHA has been around since 1934 and will continue
to be here to protect you when the others walk away. Should you encounter
hard-times after buying your home, FHA has many options to help keep you in
your home and avoid foreclosure.

There is more to buying your home then the monthly house payment. Why not
ask for an FHA loan that will help you buy your house and keep it too? Tell your
lender you want an FHA loan for all the reasons above- FHA is a wise choice.

WHAT IS FHASecure

FHASecure is a refinancing option that gives homeowners with non-FHA adjustable
rate mortgages (ARMs), current or delinquent and regardless of reset status, the
ability to refinance into a FHA-insured mortgage. With FHASecure, the lender will
not automatically disqualify you because you are delinquent on your loan, and the
lender may offer you a second mortgage to make up the difference between the
value of your property and what you owe.

By refinancing into a FHA-insured mortgage, you can expect to pay lower monthly
mortgage payments. FHASecure can improve the quality of life for many
communities by helping to reduce the number of mortgage defaults and bringing
greater stability to local housing markets.

USDA Loan Programs